Nothing says more about you than your home. No investment carries as much importance as the one that shelters and protects your family. When you consider the loss if something should happen to your home, the feelings can be overwhelming. High Valued Home Insurance can allow your mind to rest easy, knowing that your lifestyle and your home will be protected.
Many people with high valued homes make the mistake of choosing a standard home insurance policy. They even go so far as to take out additional policies to protect guest houses, personal property and watercraft. Unfortunately, the coverage limits on these policies may not be enough to fully protect them if they suffer a loss. It is imperative that homeowners whose properties are valued at $750,000 or more to replace purchase a high valued home insurance policy to ensure they have full coverage of both their home and belongings.
As you begin to look into high valued home coverage, there are a few things that you may not know. Here are 5 important tips about High Valued Home Insurance:
- VIP service is included.
For individuals who are used to white glove treatment, high valued home plans are the way to go. When you’re dealing with issues affecting your home, customer service and a high level of client satisfaction can go a long way. When you purchase high valued home insurance from American Integrity Insurance, you get several VIP benefits, including a dedicated claims representative, customized home inspections with portfolios and access to the preferred contractor program.
2. Your valuables are protected.
Standard policies often fail to protect these high valued items and add-on policies must be purchased. With a high value home insurance policy, your belongings are protected too. Antiques, rugs, fine art and jewelry are just some of the items in your home that will have higher than average coverage limits.
3. No policy protects outdoor amenities better.
You have put a lot of money and passion into creating the ultimate outdoor hangout space. The pool, the outdoor kitchen and fireplace - your house is the one where everyone wants to hang out. When these things get damaged, you need to know that they can be replaced or repaired. With high valued home coverage, you can get higher than average liability limits with these policies, protecting you if an accident happens at your home.
4. The things that keep your home running are protected.
Once they’re purchased, we don’t give much thought to the appliances and systems that keep our home functioning day in and day out. Refrigerators, A/C systems, washer/dryers and more can and do fail. Throwing out a fridge full of food or having laundry done professionally can get expensive. American Integrity Insurance offers coverage that can deal with the broken appliance, as well as offer you coverage for loss of use and spoilage.
5. Your data, power and water is safe.
Some homeowners don't even realize that the pipes and wires that bring electricity, gas, water and data into your home are your responsibility. Between the street and your house, broken pipes or damaged wiring falls under your obligation to repair if damaged. If a tree root damages wiring or aging pipes crack and burst, the homeowner must bear the cost to fix these. In standard homeowner policies, this is not covered. With American Integrity, these add-ons are available for purchase; or if you purchase our comprehensive high valued home insurance policy with a Diamond endorsement, these types of catastrophes are included in addition to other coverages.
If you are ready to purchase High Valued Home Insurance, your American Integrity agent can help you make a more informed decision about your insurance policy. Visit American Integrity Insurance to learn more and contact an agent today.
American Integrity Insurance is committed to providing Florida homeowners with sound, comprehensive insurance coverage and an extraordinary customer experience. We strive to be a valued partner to our policyholders, agents, and community.
We offer traditional and high valued homeowners insurance, condo insurance, renters insurance, and the special coverage required for vacant homes, manufactured homes, and policies designed for those who need less coverage or are renting out their home. We also offer extra protection, including flood insurance, umbrella insurance, golf cart insurance, boat insurance, cyber coverage and identity theft protection as well as equipment breakdown coverage, to help address a broad range of needs facing Florida homeowners today.